Outsourced Credit Control & Debt Recovery Across the UK
We act as your credit control team, under your brand, protecting your relationships, so you get paid faster without the awkward conversations.
100%
Client Retention
99%
White-Label Service
£1M+
Ledger Experience
Outsourced Credit Control & Debt Recovery Services
Whether you need full credit control management, ledger collect-out, or help clearing a backlog of aged invoices, we have a solution that fits.
Outsourced Credit Control
We become your credit control department, working under your brand, chasing invoices, and managing your ledger so you can focus on running your business.
Ledger Collect-Out
Got a backlog of aged invoices? We'll clear them on a no collect, no fee basis. You only pay when we recover, starting from just 10%.
Debt Recovery
Not aggressive debt collectors. We recover what's owed through professional, respectful communication that keeps your client relationships intact.
Credit Consultancy
Expert risk assessments, process reviews, and recommendations to strengthen your credit management and prevent problems before they start.
Credit Control Training
Upskill your team with practical credit control training. We cover best practices, communication techniques, and process optimisation.
Not Sure What You Need?
Book a free consultation and we'll recommend the right approach for your business.
Get Free AdviceCredit Control Tailored to Your Industry
Every industry has its own payment challenges. We understand the nuances and adapt our approach to get the best results for your business.
Accountancy Firms
Your fee earners should be doing client work, not chasing invoices. We take credit control off your plate so your team can focus on what they do best.
Construction Companies
Retentions, applications, approval chains — we understand construction payment cycles and know how to keep invoices moving through the system.
Legal Firms
Billing in legal is complex enough. We handle the follow-ups and payment chasing under your brand, so your solicitors can focus on their caseload.
Private Healthcare
Private clinics and healthcare providers face unique billing challenges. We chase outstanding invoices discreetly under your brand, protecting patient relationships while keeping your cash flow healthy.
Manufacturing & Trade
From small suppliers to large manufacturers, we manage ledgers of all sizes. Our structured approach reduces debtor days and keeps your supply chain cash flowing.
Getting Started Is Simple
No complicated setup. No long lead times. Just a straightforward process that gets results fast.
Free Consultation
We review your aged debtor report, understand your challenges, and recommend the right service — whether that's full credit control, a collect-out, or consultancy.
No obligation, no pressureFast Onboarding
We integrate with your systems, learn your brand voice, and set up white-label communication. Most clients are fully operational within one week.
Typically live within 7 daysWe Get to Work
Your invoices get chased consistently and professionally. Disputes are managed, payment plans negotiated, and you receive weekly reports showing exactly where things stand.
Weekly progress reports included
Outsourced Credit Control That Protects Your Relationships
White-Label: Your Brand, Our Expertise
Your customers never know we exist. We work under your brand name, using your email, your tone of voice. 99% of our clients choose this approach.
No Collect, No Fee on Ledger Collect-Out
Our collect-out service means zero risk. If we don't recover the money, you don't pay. Simple.
Empathetic Debt Recovery, Not Aggressive
We're credit control professionals, not debt collectors. Our team is trained to be respectful and professional because your client relationships matter.
MCICM-Qualified Leadership
Led by our Managing Director who holds the MCICM qualification in credit management. The whole team receives regular ongoing training to stay sharp and deliver the best results.
Trusted for Outsourced Credit Control Across the UK
From construction to accountancy, IT to manufacturing, businesses trust us to protect their cash flow and their relationships.
See our reviews on Trustpilot“Approachable, diligent and driven professional and her knowledge and working methods are brilliant. During my time working with and knowing Karina, her advice and skills have proven to be invaluable. I would highly recommend both Karina and KS Credit Control to other businesses looking for support with credit control in any capacity.”
Managing Director · Beesure HR
HR Consulting
“I have found working with Karina to be an absolute pleasure. Her technical capability and network within all things credit control has been incredibly useful. Whilst having the ability to engage at c-suite level, she is also as comfortable chasing down problematic debts, which is a huge resource saving. I would highly recommend Karina to anyone.”
Managing Director · Clearview
Construction
“Having worked with Karina on a number of different projects over the years I cannot recommend her enough. Karina is highly diligent, her attention to detail is second to none and her skills in credit control are excellent. She is an asset to any team.”
Credit Manager
Credit Control
“I have had Karina manage my debtors ledger in a previous company to which she done exceptionally well including the reduction in debtor days. I would highly recommend Karina from my experience of her and her professional approach both internally and direct with clients.”
Sales Director · GB Enterprise Solutions
Manufacturing
“I have worked with Karina since 2016 on a number of different clients. Outsourced credit control works well and Karina has extensive knowledge and experience with beneficial results.”
Financial Director
Accountancy
“We have found Karina's expertise extremely helpful throughout our startup of REONEX. Always happy to help in any way possible and is a key part of any credit control within our company. Thank you for everything!”
Technical Director · Reonex
IT & Telecoms
Let's Talk About Your Cash Flow
Book a free 20-minute consultation with Karina. We'll look at your situation honestly and tell you exactly what we'd recommend — with no pressure to proceed.
- ✓ Review of your current situation
- ✓ Clear recommendation — no jargon
- ✓ Honest advice, even if we're not the right fit
We typically respond within 24 hours · 100% client retention · No hard sell